Going through bankruptcy in New Jersey and need to sell your house? It's possible — but there are specific rules you need to follow.\n\n## Chapter 7 Bankruptcy & Home Sales\n\nIn Chapter 7 (liquidation), a bankruptcy trustee is appointed to manage your assets. If your home has equity above NJ's homestead exemption, the trustee may sell it to pay creditors. However:\n- You can proactively sell your home with trustee approval\n- A cash buyer like Sargent Homes can close quickly with trustee consent\n- Selling on your terms is often better than trustee liquidation\n\n## Chapter 13 Bankruptcy & Home Sales\n\nIn Chapter 13 (reorganization), you keep your assets and follow a repayment plan. Selling your home during Chapter 13 requires:\n- Court approval via motion\n- Trustee consent\n- Satisfying your repayment plan obligations\n\nWe've worked with bankruptcy attorneys and trustees throughout NJ. We understand the process and can move quickly once court approval is granted.\n\n## Benefits of Selling During Bankruptcy\n\n- Pay off creditors and resolve debts faster\n- Avoid ongoing mortgage payments you can't afford\n- Get cash for a fresh start\n- Control the sale rather than having the trustee sell for you\n\nCall (848) 220-1830 to discuss your bankruptcy situation.