If your home is in pre-foreclosure in New Jersey, you're in a critical window of opportunity. Pre-foreclosure is the period after you've defaulted on your mortgage but before the bank has completed the foreclosure process. During this time, you have the most negotiating power and the most options. You can work with your lender on a modification, pursue a short sale, or sell to a cash buyer who can close quickly. Sargent Homes works specifically with homeowners in pre-foreclosure, helping them navigate the process and maximize their proceeds from the sale.