NJ Sheriff Sale — What Homeowners Need to Know

A sheriff sale is the public auction of your home — the final step in New Jersey's foreclosure process. Here's everything you need to know.\n\n## How NJ Sheriff Sales Work\n\n1. The court issues a Writ of Execution after final judgment\n2. The sheriff's office schedules the auction\n3. Your property is advertised publicly\n4. Bidders gather at the county courthouse\n5. The highest bidder wins the property\n6. You must vacate within a set timeframe\n\n## Your Rights Before Sheriff Sale\n\n- You can sell the property up until the sale date\n- You can apply for adjournment (postponement)\n- You can file bankruptcy to trigger an automatic stay\n- You can negotiate with the lender to stop the sale\n- You have a right of redemption (10 days after sale in NJ)\n\n## Why You Should Sell Before Sheriff Sale\n\nAt a sheriff sale, your home often sells for less than market value. After the mortgage is paid off, there may be nothing left for you — or worse, you could face a deficiency judgment for the remaining balance.\n\nBy selling to Sargent Homes before the auction, you control the price, the timeline, and your financial outcome. Call (848) 220-1830 now.