One of the biggest advantages of working with Sargent Homes is that we negotiate directly with your bank or mortgage servicer on your behalf. Dealing with lenders can be confusing, frustrating, and time-consuming — they pass you between departments, lose paperwork, and give contradictory information. We cut through all of that. Our team has established relationships with major servicers and their foreclosure attorneys throughout New Jersey. When we present an offer on your property, we provide the lender with everything they need: proof of funds, purchase contracts, and a clear timeline to close. In many cases, this is enough to get the bank to postpone a sheriff sale or approve a short sale. We've helped homeowners get weeks and even months of additional time by showing lenders that a legitimate sale is in progress. If you're behind on your mortgage or facing foreclosure, don't try to deal with the bank alone.